CashCal logoNew 6.0 · Android · Free · No ads

Every money calculator. One private app.

32 calculators for India — income tax, in-hand salary, SIP, EMI, PPF, EPF, NPS, Karnataka GPF and more. Updated for FY 2026-27 and the new Labour Codes. In English, हिन्दी and ಕನ್ನಡ.

32Calculators
3Languages
0Ads, logins or tracking
CashCal app icon
Works offlineNo internet permission
ಕನ್ನಡ · हिन्दीAnd English
32 calculators

Every number that matters to your money.

Salary, tax, investments, government schemes, loans and everyday cash — answered in seconds, with year-wise tables and a clear breakup.

Salary & work

  • In-hand salary — CTC to monthly take-home
  • Salary hike, with real hike after inflation
  • Compare two job offers
  • Labour Code impact on pay, PF & gratuity
  • Gratuity, HRA exemption, leave encashment

Tax

  • Income tax: new vs old regime, FY 2026-27
  • 87A rebate, marginal relief, surcharge & cess
  • Capital gains on shares, funds, property, gold
  • GST add / remove with CGST & SGST

Investments

  • SIP with yearly step-up, lumpsum, SWP
  • Goal planner — education, home, wedding
  • Retirement corpus & the SIP to reach it
  • Inflation and future value of money

Government schemes

  • PPF, EPF with EPS pension, NPS
  • Karnataka GPF for state teachers & staff
  • PF / GPF / VPF, Sukanya Samriddhi
  • SCSS, Post Office MIS, NSC, KVP

Bank & loans

  • Fixed deposit with payouts & TDS note
  • Recurring deposit (bank & Post Office)
  • Loan EMI with prepayment savings
  • Simple & compound — even "₹2 per ₹100"

Everyday

  • Cash denomination counter for shops & deposits
  • Total in words — lakh and crore
  • Discount with extra coupon offers
What's new in 6.0

Rebuilt from the ground up.

CashCal grew from 8 calculators to 32 — rebuilt as a fast native app, updated for India's latest tax and labour rules, and still free of ads and sign-ups.

Latest rules built in

FY 2026-27 slabs, the Income-tax Act 2025, the new Labour Codes' 50% wage rule, GST 2.0 and current small-savings rates.

English, हिन्दी, ಕನ್ನಡ

Every calculator, label and note in three languages, with amounts shown the Indian way — 12,34,567 and "12.3 lakh".

Share on WhatsApp or as PDF

Send a clean result card to family or HR, or export a full PDF report with inputs and year-wise tables.

Private by design

No login, no ads, no analytics — the app doesn't even ask for internet access. Your numbers stay on your phone.

Save, favourite, compare

Save calculations, pin your most-used calculators and pick up where you left off. Light and dark themes.

FAQ

Questions about CashCal

Something else? Email support@visionone7.in.

Is CashCal free?

Yes — completely free, with no ads, no in-app purchases and no login.

Does it need internet?

No. Every calculator works offline. The app doesn't request internet permission at all, so nothing you type ever leaves your phone. Read the privacy policy.

Which tax year does it use?

FY 2026-27 (Tax Year 2026-27 under the Income-tax Act, 2025). It compares the new and old regimes side by side, including the 87A rebate, marginal relief, surcharge and cess.

Is there a GPF calculator for Karnataka government employees?

Yes. Karnataka GPF is built for state government teachers and employees under the Karnataka GPF Rules — subscription as a percentage of basic pay or a fixed amount, yearly pay increases and retirement at 60.

I used the old CashCal. What changed?

Version 6.0 is a brand-new app on a new Google Play listing — 32 calculators instead of 8, Hindi and Kannada, sharing and PDF reports. Install the new version from Google Play; the old app is no longer updated.

How accurate are the results?

Calculations follow the rules and rates published by the Government of India and Karnataka. They're estimates for planning, not financial or tax advice — always verify important decisions with official sources.

Your money, worked out.

32 calculators, three languages, zero ads. Free on Google Play.

Android 7.0+Version 6.0Free & ad-freeNo data collected